Muskoka, Ontario
Muskoka homes for sale, explained community by community
Homes, cottages and waterfront around Huntsville, Bracebridge, Gravenhurst and the lakes, with first-time buyer help and mortgages. Each guide names its sources. Kandice Moore and Kirby Chan answer what the guides leave open.
eXp Realty of Canada Inc., Brokerage
Start here
Planning your Muskoka move
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Guide First-time home buyers in Muskoka
The steps, the closing costs, the Ontario land transfer tax refund and the questions to ask before you offer, with a sourced answer for each. Read the first-time buyer guide -
Mortgages Mortgages with Kandice Moore
Kandice is a Mortgage Agent Level 1 with BRX Mortgage Inc. operating as BRX Mortgage. Purchase, refinance and commercial mortgage questions start here. See how mortgages work -
Guide Waterfront and cottages in Muskoka
Shore road allowances, septic systems, docks and access, with the sources for each rule and the questions to ask before you offer. Read the waterfront guide
Services
Help for the situation you are in
Buying, selling and the moves that come with Muskoka: waterfront, downsizing, relocation, estates and a first home.
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Buying
Homes, cottages and waterfront across Muskoka, with the land, water and septic questions answered before you offer.
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Selling
Preparing and selling a Muskoka property, from the first evaluation to the sale.
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Mortgages
Residential and commercial mortgage questions with Kandice Moore, Mortgage Agent Level 1 with BRX Mortgage Inc. operating as BRX Mortgage.
Learn more -
First-time buyers
Help with a first purchase: land transfer tax, the first-time refund, closing costs and the calculators.
Learn more -
Waterfront and cottages
Help with the questions a waterfront or cottage purchase raises: shoreline, dock, septic, access and property class.
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Downsizing
Planning the sale of one Muskoka property and the purchase of a smaller one, with the closing dates lined up.
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Relocation
Help choosing a Muskoka community on verified services, municipal taxes and permits.
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Estate sales
Support for the real estate side of an estate sale, working alongside the estate lawyer.
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Your agents
Meet Kandice and Kirby
Two registrants with eXp Realty of Canada Inc., Brokerage, working together on Muskoka homes, cottages and waterfront.
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Kandice Moore, Salesperson
Kandice works from the eXp Realty office in Bracebridge. She is also a Mortgage Agent Level 1 with BRX Mortgage Inc. operating as BRX Mortgage, so questions about the home and the mortgage can start in one conversation.
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Kirby Chan, Broker
Kirby has more than 20 years in real estate and founded Team Forward, a network of agents powered by eXp Realty.
The communities
Ten communities, each with its own lakes and roads
Every guide covers housing, water, roads and services, with sources. Start with the place you are considering.
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No. 01 Huntsville
A lake town with Mary Lake, Lake Vernon and Fairy Lake, its own transit, a hospital site and Arrowhead Provincial Park. Explore Huntsville -
No. 02 Port Sydney
A community in the Town of Huntsville with a Corridor 11 bus stop and a beach shoreline project. Explore Port Sydney -
No. 03 Bracebridge
A town with McKay Lake and Wood Lake, its own transit, a hospital site, 61 listed park facilities and the Bracebridge Bay Trail. Explore Bracebridge -
No. 04 Gravenhurst
A lake town with ten named lakes, 13 parks, six beaches, municipal trails and Muskoka Airport. Explore Gravenhurst -
No. 05 Baysville
A Lake of Bays village with a public launch, docks, a beach and a library branch Explore Baysville -
No. 06 Dwight
A community at the north end of Lake of Bays on the Highway 60 corridor, with a library branch Explore Dwight -
No. 07 Windermere
A Lake Rosseau community with public wharves, two parks and no library or paramedic station of its own Explore Windermere -
No. 08 Port Carling
A village between Lake Rosseau and Lake Muskoka with public docks, three parks, a trail, a library and a paramedic station Explore Port Carling -
No. 09 Rosseau
A Muskoka Lakes community where the Township rules for docks, boathouses and septic apply Explore Rosseau -
No. 10 Bala
A village where Lake Muskoka meets the Moon River, with public docks, five parks and a library branch Explore Bala
From the blog
Latest from the Muskoka real estate blog
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First-time home buyers' GST/HST rebate on new homes
A federal rebate can return up to $50,000 of the GST on a newly built home. Here are the buyer test, the price limits, the dates and the claim steps. -
FHSA and Home Buyers' Plan for a first home in Muskoka
Two federal programs can help fund a down payment. Here are the limits, the first-time buyer tests and the arithmetic that follows from them. -
Mortgage loan insurance premiums explained
A down payment under 20% generally means mortgage loan insurance. Here is the CMHC premium table and a worked example at a $600,000 price.
Get in touch
Tell us what you are looking for
Send your price range, the type of property and the communities or lakes you have in mind. Kirby will reply with what fits. You can also ask about a road, a lake or a listing you have seen.
Talk to Kandice or Kirby about your plans
No pitch and no pressure. Tell Kandice or Kirby the situation and they will tell you plainly whether they are the right people for it.